Meet Nancy Hostetler
Nancy has been a mortgage loan consultant since 2001. In October of 2004, she proudly opened a small branch office in South Minneapolis called Puertas Abiertas. In October of 2007, the office moved to Uptown Minneapolis and was expanded to include a new English identity, Open Door Home Loans. She and her team are delighted to be a part of the family at Bell Bank Mortgage.
Nancy enjoys working with and learning from a diverse clientele in terms of language, culture and socioeconomic status. She was a member of the Latino Council of the Emerging Markets Homeownership Initiative (EMHI) from its inception in 2005. She currently serves on the Consumer Advisory Council of the MN Home Ownership Center (HOC). She is a frequent presenter at the Home Stretch Workshop provided by non-profit housing organizations.
Nancy is skilled in working with all borrowers. Detailed and professional in all she does, Nancy finds the loan products best tailored to her clients' needs, whether they are first-time homebuyers or seasoned homeowners. With a values-driven and service-oriented approach to business, Nancy pours her heart into her work. She takes the time to listen to her borrowers, to answer questions, and to explain the loan process and programs.
Nancy has a bachelor of arts degree in piano performance and Spanish, as well as a master's degree in intercultural studies and cross-cultural communication. She resides in Brooklyn Center and enjoys traveling with her husband and two sons, who are all fluent in Spanish.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
I don’t know what to say. I am so incredibly grateful for all the hard work and the patience and determination you demonstrated in order to make this happen. I didn’t realize using two DAPs would be such a complicated process. At closing, my packet of documents was so large that Suzanne had to go looking for an extra-large clip. I am extremely happy right now. Thank you so very much. Champagne & bubbles indeed!
This is great news!! Thank you for everything that you and the team have done for us. I know our situation was not the easiest to muddle through and figure out but you and your team made us feel like it was "no big deal". This is a BIG DEAL for our family and I couldn't appreciate more all the efforts that were put into it from all of you.
From the bottom of my heart, THANK YOU!!
Thank you so much for all of your effort and hard work in helping me purchase my first home. I was very blessed to work with such great people like you. Thanks for going out of your way to answer my questions, to get all the necessary documentation and to make things go exceptionally smoothly. You and your team are great!
Nancy was stupendous. She understands the importance of making us feel important, understanding our concerns, our frustrations and our emotions. The most important thing is that she explained everything, including all the paperwork. We really liked that she made us feel at home by speaking Spanish when we needed it. Magnificent! Other Latinos will feel the same.
Lidia and Miguel
Thank you so much for all of your help through our home buying process. I have heard so many horror stories about buying homes. Everyone told me how stressful it is and to be prepared for tears and trauma. Thank you for making everything go so smoothly. I wasn't stressed at all and it was such a pleasure doing business with you. I will most definitely recommend you to friends and family who are looking for homes.
We have been so busy moving we haven't had a chance to email you yet! Thank you for your help in this process, and for the reminders and assistance throughout the approval and closing process. We are pleased with the final result, and are happy to have chosen you as our mortgage specialist. We love our home, and we are impressed that everything moved so quickly.
Sydney and Paige
About Super Mortgage Professionals
Each year since 2011, Nancy Hostetler has been named to the annual list of Super Mortgage Professionals, independently chosen by the homeowners they serve and approved by industry leaders. This annual list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.
Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry.
About Bell Bank Mortgage
Helping our customers find the smart way home for more than 130 years, Bell Bank Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.
We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Bank Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.
The History of Bell Bank Mortgage
In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Bank Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.
In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand. Bell State Bank & Trust shortened its name to Bell Bank in August of 2016, with the mortgage division becoming Bell Bank Mortgage to simplify the brand while retaining the familiar “trees” logo.
Our Commitment to You
Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Bank Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day.